As an independent RIA, we aren’t tied to a specific set of products or funds. That means we have the freedom to use anything in the investment universe that fits your needs. But that doesn’t mean we throw everything at the wall. The investments we choose depend on your goals, your comfort with risk, and our overall investment philosophy. No two portfolios are exactly alike, because no two clients are exactly alike.
The beginning of the relationship is where most of the heavy lifting happens. We spend time gathering data, learning about your personal situation, and building the right framework for your investments. Asset transfers and information gathering take patience, but we guide you through each step so the process feels manageable and focused on the end goal. Once we’ve established a structure, your time commitment decreases significantly because we can take more of the work off your plate behind the scenes.
Yes, absolutely. Working with an advisor who is obligated to put your best interests first is essential. But it’s also important to recognize that not all fiduciaries bring the same level of depth and experience. At KEEN Capital, our team includes CFPs, CFAs, and CPAs who combine technical expertise with real-world perspective. That blend of knowledge and experience helps us make decisions that aren’t just compliant with fiduciary standards but are truly designed to improve your financial life.
We believe meetings are important, but they shouldn’t take over your life. Formal meetings happen on a regular schedule, but what matters most is what happens between those meetings. We spend much of our time behind the scenes—researching, planning, monitoring, and adjusting—so your money is always working for you. You also have access to your plan and portfolio through our technology platforms, which means you can check in at any time. And if something urgent comes up, we don’t wait for a scheduled meeting. We reach out when action is needed.
A financial plan is a snapshot in time. It can be a good starting point, but life, markets, and tax laws are always changing. That’s why we focus on financial planning as an ongoing process. Instead of relying on a binder that quickly becomes outdated, we continuously revisit the most important parts of your plan—cash flow, investments, and taxes—and adjust as needed. It’s a living, breathing process designed to grow with you.
We currently use Charles Schwab and Altruist Financial as custodians. Both are established, reputable firms that meet best execution standards. We evaluate these relationships regularly to make sure they remain a strong fit, and we’ll recommend the custodian that aligns best with your needs.
We don’t prepare tax returns, but we do provide tax planning. Taxes play a major role in how much of your wealth you actually keep, which is why we treat them as a core part of your financial strategy. Our team includes CPAs who look at things like withdrawals, capital gains, and income planning to help reduce your overall tax burden. The goal isn’t just to grow your portfolio—it’s to make sure more of that growth stays with you.
We’re a fee-only firm, which means we don’t earn commissions on products or trades. Our compensation comes directly from our clients. That structure keeps our incentives aligned with yours. We’re here to give advice in your best interest, not to sell you something.
Many firms offer investment management, but not all bring together cash flow planning, tax expertise, and real-world experience in one place. Our approach is designed to be flexible, tax-smart, and responsive to your life. We don’t just create a plan—we stay engaged in the planning process with you, year after year.
Are there any other questions?
Don’t hesitate to contact us
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